http://www.goinglegal.com en-us editorial@articlealley.com Personal bankruptcy have to be the last resort you take if you are in insolvency. The reason for this is that it takes years to work its path off of your credit report and new changes in laws have made it far more difficult to escape paying your debts. Th... http://www.goinglegal.com/ohio-bankruptcy-laws-and-exemptions--what-can-i-claim-1503635.html 15th April 2010