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Julius Giarmarco, Esq.
Member Since: 18th March 2010
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No of Articles: 26
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Estate Planning

How to "HEET" up an Estate Plan

25th March 2010
Under IRC Sections 2503(e) (concerning gift taxes) and 2611(b)(1) (concerning generation skipping transfer ("GST") taxes) (hereafter the "IRC exclusion provisions") all "qualified transfers" for tuition or medical expenses are excluded from both gift and ...
Estate Planning

GRATS, Sales to Grantor Trusts, or Private Annuities: Which One is Best?

25th March 2010
This article will compare three popular wealth transfer techniques that all produce potential estate tax savings by removing future appreciation from the transferor's estate, but without generating significant taxable gifts. Because these techniques produ...
Estate Planning

Grantor Retained Annuity Trusts

24th March 2010
A Grantor Retained Annuity Trust or “GRAT” is one of the most powerful and tax efficient wealth transfer tools available today. A GRAT allows a person to transfer the future appreciation of an asset to his/her children with little or no gift t...
Estate Planning

Estate Planning for Unmarried Couples - Part Three

24th March 2010
Part One of this article addresses non-tax estate planning issues confronted by unmarried couples; and Part Two this article deals with basic gifting strategies for unmarried couples. This article discusses several advanced gifting strategies that high ne...
Estate Planning

Estate Planning for Unmarried Couples - Part Two

24th March 2010
Part One of this article deals with non-tax estate planning issues facing unmarried couples. This article focuses on some basic gifting strategies that unmarried couples can utilize to reduce or eliminate death taxes. Part Three of this article examines s...
Estate Planning

Estate Planning for Unmarried Couples - Part One

24th March 2010
Whether of same-sex or opposite-sex unions, unmarried couples face many estate planning issues (and opportunities). Although unmarried couples clearly face challenges that married couples do not, most are challenges that can be overcome with planning. How...
Estate Planning

Estate Planning with Family Partnerships

24th March 2010
For estate planning purposes, a family partnership is typically a limited liability company or a limited partnership. A limited liability company (“LLC”) is an entity that combines the limited liability of a corporation with the “pass-th...
Trusts

Disclaimer Trusts

24th March 2010
While there is a present lapse in the estate and generation-skipping transfer taxes, it’s likely that Congress will reinstate both taxes (perhaps even retroactively) some time during 2010. If not, on January 1, 2011, the estate tax exemption (which ...
Trusts

Using Trusts to Protect Heirs

19th March 2010
Estate planners use trusts to protect beneficiaries from their inability, their disability, their creditors and their predators. Included under “creditors” are the IRS and divorced spouses. More sophisticated estate planners generally create m...
Estate Planning

Buy-Sell Agreements

19th March 2010
There are several reasons for business owners to enter into buy-sell agreements with their partners or co-shareholders: (1) to create a market for the owner's business interest at certain triggering events such as death, disability or retirement; (2) to f...
Business Law

Three Levels of Business Succession Planning

19th March 2010
One of the chief concerns facing family business owners is how to effect an orderly and affordable transfer of the business to the next generation and/or key employees. Failure to properly plan for a smooth transition can result in monetary losses and eve...
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