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John Hill
Member Since: 20th April 2010
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No of Articles: 13
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Real Estate Law

INVESTING IN REAL ESTATE NOTES – PART 1

19th April 2011
Finding a safe place to invest that also provides you with a good return on investment has been a challenge since the origin of markets. Today’s troubled times have only made that search exponentially more difficult. Much of the media tries to put a happy...
Real Estate Law

HOUSING DOUBLE DIP … OR JUST ONE LONG FALL?

19th April 2011
Down, down, down! The latest housing data are downright lousy. New home sales hit a record low, housing prices in general have fallen to their lowest level since housing first hit bottom in April 2009, and the Case Schiller index dropped precipitously by ...
Real Estate Law

INVESTING INTO THE UNKNOWN

27th January 2011
Last month, I was invited to make a presentation to a local Rotary club about trends in real estate and the economy. This was no dog and pony show with an eternal happy face. On the contrary, I warned the audience early on that, if they get easily depre...
Real Estate Law

PLUNDERING THE ECONOMY!

27th January 2011
“Plunder!” is a wonderful new book by Steven Greenhut that I am currently reading. He describes how public employee unions have corrupted politicians, who in turn are bankrupting states (especially California) and cities. It is a well-written book that ...
Real Estate Law

BACK TO BASICS ON MORTGAGE NOTES

27th January 2011
Not so many decades ago, banks loaned money to people to buy a house and then kept the loan. Because the bank held on to the mortgage note, they made sure that the buyer put in a reasonably large down payment and had the ability and character to repay th...
Real Estate Law

RECLAIMING A HOUSE … REALLY ??

27th January 2011
The foreclosure mess recently took another step toward surrealism. You may have heard that the Earl family, which had previously been evicted from a house in Simi Valley (northwest of Los Angeles), California, decided that they had the right to reclaim t...
Real Estate Law

Creating a Note – Collecting payments (Part 4 in the series)

27th January 2011
In the first three installments, we covered setting a sales price for your property, collecting a down payment and setting up the mortgage note, and being sure that you use the right documents. Now that the property has been sold and all of the right doc...
Real Estate Law

DECISIONS AS THE COUNTRY IS DRIVEN INTO A DITCH

27th January 2011
A good friend of mine called yesterday to say hello. After the usual pleasantries, we got into a fun discussion about the economy and did our usual rants about the country’s terrible politicians. We came at this discussion from different angles. He doe...
Real Estate Law

Creating a Note – Terms & Documents (Part 3 in the series)

27th January 2011
You have hopefully reviewed parts 1 and 2 in this series, so have become more knowledgeable about setting the sales price for a property, collecting the down payment, and whether to carry a 2nd lien. Of course, there is much more to know if you will be s...
Real Estate Law

Why the Happy Face on Housing?

27th January 2011
Newspapers and smiling TV commentators have been telling us for several months that the real estate market and economy are improving, and may soon return to pre-2006 growth rates. While I don’t believe that for the economy in general or for real estate i...
Real Estate Law

THE CASE FOR FALLING REAL ESTATE PRICES

27th January 2011
“Prices are rising!” “Buy now, while prices and rates are low!” To listen to the talking heads and to read the papers, one would think that real estate prices are in the basement and have nowhere to go but up. To those of us who knew a residential real...
Real Estate Law

7 Tips On How To Sell Your Real Estate Note

27th January 2011
Most people with a real estate note are not familiar with how to sell that note and how to make sure that the mortgage note buyer is trustworthy. The tips below are basics to help you down the path of successfully selling your real estate note: 1.Work...
Real Estate Law

WHY CREATE A REAL ESTATE NOTE?

27th January 2011
Let’s say that you’ve made your property beautiful and in sale-ready condition, but when you get ready to sell it, there are very few buyers interested. Or, perhaps there are numerous buyers wanting to buy the property, but they cannot qualify for a loan...